by Michael Hoffman | Jun 30, 2025 | Market Updates, Agent Advice
Key Takeaways Understanding annuity tax implications is crucial: Annuities have complex tax rules that vary depending on the type of annuity, funding source, and payout structure, and understanding these rules is essential for providing sound advice to clients....
by Michael Hoffman | Jun 25, 2025 | Agent Advice
Key Takeaways Annuities with LTC riders offer a hybrid solution for long-term care planning: Annuities with long-term care (LTC) riders provide a way to secure retirement income while also protecting against the rising costs of long-term care, offering a...
by Michael Hoffman | Jun 16, 2025 | Market Updates
Key Takeaways Long-term care planning is crucial: About 70% of people turning 65 will need some form of long-term care, and the costs can be astronomical, with the national median cost of a private room in a nursing home exceeding $10,000 per month. Don’t rely...
by Michael Hoffman | Jun 9, 2025 | Market Updates
Key Takeaways Annuities offer a unique blend of tax-deferred growth and guaranteed income streams: Annuities are contracts between you and an insurance company, where you make a payment (or series of payments) in exchange for a stream of payments at a future date,...
by Michael Hoffman | Jun 2, 2025 | Market Updates
Key Takeaways Retirement is threatened by three often-overlooked risks: longevity risk (outliving your savings), healthcare costs, and market volatility, which can significantly impact the success of your retirement if not properly addressed. Mitigating these risks...
